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Best ACA quoting and enrollment software for agents (2026)
By the QuoteDeck team · Updated · 2 min read
The short answer
Most ACA agents use two kinds of tools: an enrollment platform such as HealthSherpa or HealthCare.gov to submit applications, and a quoting and presentation tool to compare plans, add dental, vision and supplemental coverage, and send the client clear options. The best setup connects the two so you never re-enter the household.
ACA tools compared, checked October 2026
| Tool | What it does for ACA | Published pricing |
|---|---|---|
| HealthSherpa | Quote and enroll Marketplace plans through enhanced direct enrollment | Free for agents and agencies |
| HealthCare.gov | Enroll clients directly on the federal Marketplace | Free |
| Quotit | On- and off-exchange quoting | $99 to $199/month plus a $150 activation fee |
| QuoteDeck | Live ACA quotes with doctor and drug checks, packages with dental, vision, life and supplemental plans, one client presentation link, and an Open in HealthSherpa handoff | $59.99/month, 14-day free trial |
| RetireFlo | ACA intake survey; quoting happens in a connected platform | $49.99/month per survey |
What to look for
- Live Marketplace rates with premiums after subsidy.
- Doctor and prescription checks for each plan.
- A way to add dental, vision and supplemental coverage to the same quote.
- A presentation the client can open on a phone.
- A handoff to your enrollment platform so you do not re-enter the household.
- Follow-ups for clients who have not decided before the December 15 deadline.
How QuoteDeck and HealthSherpa work together
- The client fills out a QuoteDeck quote request form with their household, income, doctors and prescriptions.
- You quote Marketplace plans in QuoteDeck and build packages with dental, vision and supplemental coverage.
- The client picks a package from one link and fills out the enrollment form.
- You open the chosen plan in HealthSherpa with the household already filled in and the plan in the cart, copy the remaining application details from QuoteDeck, and submit.
Frequently asked questions
What software do ACA agents use?
Usually an enrollment platform such as HealthSherpa or HealthCare.gov to submit applications, plus a quoting and presentation tool to compare plans and bundle dental, vision and supplemental coverage.
Does QuoteDeck replace HealthSherpa?
No. QuoteDeck quotes and presents Marketplace plans, then opens the chosen plan in HealthSherpa with the household filled in, where you submit the application.
Is HealthSherpa free for agents?
HealthSherpa says it is free for agents and agencies, with no monthly cost or per-application fee.
This guide is general information for licensed insurance professionals, not legal or compliance advice. Follow CMS, state and carrier requirements that apply to you.
Quote ACA plans and hand them to HealthSherpa
Live Marketplace rates, packages with dental and supplemental coverage, and no re-entering the household.