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Free for agents

Free tools for insurance agents

Calculators agents use during enrollment season. No signup needed, and every rule comes from CMS, HealthCare.gov or HHS.

ACA and Marketplace

  • ACA subsidy calculatorThe premium tax credit, benchmark Silver premium, cost-sharing reductions and Medicaid/CHIP flags for any zip code, from live CMS Marketplace data.
  • Federal poverty level calculatorA household’s income as a percent of the poverty line for ACA coverage, what it means for subsidies, and how close it is to the 400% limit.
  • Special Enrollment Period deadline calculatorWhen a client’s Special Enrollment Period opens and closes, days left, and when Marketplace coverage would start.

Medicare

  • 2027 Medicare plan changes lookupWhat changed from 2026 to 2027 for every Medicare Advantage and Part D plan in a county: premiums, max out-of-pocket, deductibles and plans not renewing.

Looking for rules and dates? Read the agent guides.

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