Insurance quoting and CRM software for health and life agents, compared

What each tool quotes, how much it costs, and who it is best for. We make QuoteDeck, so we have linked the public source for every competitor fact and called out where other tools are the better pick.

Updated October 3, 2026

Best tool by what you need

QuoteDeckQuote, present and follow up across ACA, Medicare, life, final expense, dental and supplemental plans in one place. Pro $59.99/month (1 agent). Agency $139.99/month (5 agents). Every line of business included, 30-day free trial, no card required.
QuotitHealth brokers who need small group quoting and online enrollment. Independent agent plans: Starter $99, Standard $149 and Premium $199 per month, each with a $150 activation fee. Tiers include 2, 3 or 5 insurance types. Agency plans run $199 to $459 per month for 5 users, plus a $300 activation fee.
Insurance ToolkitsFinal expense and term life agents focused on simplified issue underwriting. Individual plan $39.99/month. Agency plan $119.99/month for 5 agents, plus $29.99/month for each additional agent.
HealthSherpaSubmitting ACA Marketplace applications at no cost. Free for agents and agencies, with no monthly cost or per-application fee, according to HealthSherpa.
SunfireMedicare Advantage and Part D enrollment with compliance tooling. Not published on Sunfire's website.
RingyHigh-volume phone sales teams that live in a dialer. $119/month for the CRM and softphone. Optional add-ons: Power Dialer +$70/month, Call Scripting +$10/month, AI Tools +$10/month.
Agent CRMAgents who want marketing automation and AI lead follow-up. $97/month after a 14-day free trial. Carrier fees for SMS and calling are extra.
AgencyBlocEstablished agencies and uplines that need commissions and policy management. Not published. AgencyBloc quotes customized pricing based on volume.
Radius BobExisting Radius users who want to stay with AgencyBloc. Not sold to new customers as a standalone product.
CompulifeLife agents who want the widest term carrier comparison or a website quoter. Full pricing is not published on its home page. New subscribers get a 2-month free trial, and the Website Quoter is a $105/year add-on.

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Feature matrix

Green: yes. Amber: partial. Grey dash: not advertised. Hover or tap a mark for details. Scroll sideways on a phone.

Insurance agent software feature matrix
Tool	ACA	Medicare Advantage & Part D	Medigap	Life & final expense	Dental, vision & supp.	Underwriting	Client presentations	Intake & enrollment forms	CRM	Texting & calling	Online submission
QuoteDeck	Yes: Live Marketplace rates	Yes: Medicare Advantage and Part D	Yes: Live Medigap rates	Yes: Term, IUL, whole life and final expense	Yes: Dental, vision, hospital indemnity, cancer, heart attack & stroke, accident and more	Yes: Instant underwriting for life and final expense	Yes: Branded packages in English or Spanish	Yes: Quote request, Scope of Appointment and enrollment forms	Yes: Pipeline and automated follow-ups	Yes: Built-in SMS and voice calling	No: Collects the application; you submit it with the carrier or your enrollment platform
Quotit	Yes: On- and off-exchange	Yes	Yes: Medicare Supplement and PDP	Partial: Term life	Yes: Ancillary and short-term	Not advertised	Yes: Unlimited proposals	Partial: SOA by SMS and e-signatures	Yes	Partial: SMS for SOA and e-signatures; marketing automation	Yes: Compare and enroll
Insurance Toolkits	Not advertised	Not advertised	Yes	Yes: Final expense, term and IUL	Yes: Dental, vision, hearing and hospital indemnity	Yes: Core focus: simplified issue underwriting	Partial: Shareable public quoter link (Lite Link)	Not advertised	Yes: HIPAA-compliant CRM	Not advertised	Not advertised
HealthSherpa	Yes: Quote and enroll through EDE	Partial: Separate Medicare enrollment platform	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Partial: Application and book tracking	Not advertised	Yes: Marketplace submission through EDE
Sunfire	Not advertised	Yes: MAPD and PDP from 110 carriers	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Yes: Medicare enrollment
Ringy	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Yes: Lead management, distribution and pipeline	Yes: VoIP softphone, SMS, call recording; power dialer add-on	Not advertised
Agent CRM	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Yes: AI lead qualification and workflows	Yes: Phone system, power dialer and texting	Not advertised
AgencyBloc	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Partial: Group health proposals (Quote+)	Yes: Electronic SOA, ACA consent and enrollment forms	Yes: Full agency management system	Yes: VoIP, call recording and texting	Partial: Automated carrier form submission for group (Quote+)
Radius Bob	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Yes: Lead management and tracking	Yes: Texting and VoIP	Not advertised
Compulife	Not advertised	Not advertised	Not advertised	Yes: Term, ROP, simplified issue and guaranteed UL from 100+ carriers	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised	Not advertised

“Not advertised” means we could not find the feature on the company's public website when we checked it on October 3, 2026. It may still exist, so confirm with them. Spot something out of date? Email support@quotedeck.app and we will correct it.

Frequently asked questions

What is the best insurance quoting software for health and life agents?

It depends on what you sell. For agents who sell across ACA, Medicare, life, final expense and supplemental lines and want to quote, present and follow up in one place, QuoteDeck covers every line for $59.99/month. Final expense specialists on a tight budget often use Insurance Toolkits. Brokers who need small group quoting often use Quotit. Most ACA agents also use a free enrollment platform such as HealthSherpa to submit Marketplace applications.

Is there free quoting software for insurance agents?

HealthSherpa offers free ACA quoting and enrollment, and a free Medicare enrollment platform, according to its website. Free tools generally cover enrollment for one line of business; they do not combine life, final expense, dental and supplemental quotes into one client presentation.

Do I need a separate CRM if I use a quoting tool?

Not always. QuoteDeck, Quotit and Insurance Toolkits include a CRM. Ringy, Agent CRM and AgencyBloc are CRMs first and do not advertise individual carrier quoting, so agents who use them usually add a quoting tool.

Who wrote this comparison?

The QuoteDeck team. We sell QuoteDeck, so we have tried to be specific about where other tools are the better choice and to link to the public pages we used for every competitor fact.