Comparison
QuoteDeck vs Insurance Toolkits
An honest side-by-side for insurance agents: what each tool quotes, how you present to clients, CRM and calling, and price.
Updated
The short answer
Choose Insurance Toolkits if you sell mostly final expense and term life and want the lowest-cost underwriting tool. Choose QuoteDeck if you also sell ACA or Medicare Advantage plans and want to quote, present and follow up on every line from one place.
At a glance
QuoteDeck
- What it is
- Insurance quoting, presentation and CRM platform for health and life agents
- Best for
- Agents who sell across health, Medicare, life and supplemental lines and want one place to quote, present and follow up
- Pricing
- Pro $59.99/month (1 agent). Agency $139.99/month (5 agents). Every line of business included, 30-day free trial, no card required.
Insurance Toolkits
- What it is
- Final expense and simplified issue quoting and underwriting
- Best for
- Final expense and term life agents focused on simplified issue underwriting
- Pricing
- Individual plan $39.99/month. Agency plan $119.99/month for 5 agents, plus $29.99/month for each additional agent.
What is Insurance Toolkits?
Insurance Toolkits describes itself as a sales platform for simplified issue insurance. It combines underwriting, quoting, a CRM and a lead platform for final expense, term life, IUL, Medicare Supplement and ancillary products such as dental, vision, hearing and hospital indemnity.
What is QuoteDeck?
QuoteDeck is insurance quoting, proposal and CRM software for licensed health and life agents. You send a branded quote request form to collect client details, pull live rates for ACA, Medicare, life, final expense, dental, vision and supplemental plans, build packages that mix them, and present everything in one clean presentation your client can read in English or Spanish. When the client is ready, an enrollment form collects the application, and your pipeline, follow-ups, texting and calling run from the same place.
Feature comparison
| Feature | QuoteDeck | Insurance Toolkits |
|---|---|---|
| ACA Marketplace quotes | ||
| ACA Marketplace quotes | Yes Live Marketplace rates | Not advertised |
| Medicare Advantage & Part D quotes | ||
| Medicare Advantage & Part D quotes | Yes Medicare Advantage and Part D | Not advertised |
| Medicare Supplement (Medigap) quotes | ||
| Medicare Supplement (Medigap) quotes | Yes Live Medigap rates | Yes |
| Life & final expense quotes | ||
| Life & final expense quotes | Yes Term, IUL, whole life and final expense | Yes Final expense, term and IUL |
| Dental, vision & supplemental quotes | ||
| Dental, vision & supplemental quotes | Yes Dental, vision, hospital indemnity, cancer, heart attack & stroke, accident and more | Yes Dental, vision, hearing and hospital indemnity |
| Health underwriting guidance | ||
| Health underwriting guidance | Yes Instant underwriting for life and final expense | Yes Core focus: simplified issue underwriting |
| Client-facing quote presentations | ||
| Client-facing quote presentations | Yes Branded packages in English or Spanish | Partial Shareable public quoter link (Lite Link) |
| Client intake & enrollment forms | ||
| Client intake & enrollment forms | Yes Quote request, Scope of Appointment and enrollment forms | Not advertised |
| CRM & sales pipeline | ||
| CRM & sales pipeline | Yes Pipeline and automated follow-ups | Yes HIPAA-compliant CRM |
| Built-in texting & calling | ||
| Built-in texting & calling | Yes Built-in SMS and voice calling | Not advertised |
| Submits applications online | ||
| Submits applications online | No Collects the application; you submit it with the carrier or your enrollment platform | Not advertised |
“Not advertised” means we could not find the feature on the company's public website when we checked it on October 3, 2026. It may still exist, so confirm with them. Spot something out of date? Email support@quotedeck.app and we will correct it.
When Insurance Toolkits is the better choice
- A lower price: $39.99/month for an individual, compared with QuoteDeck Pro at $59.99/month.
- A deep focus on simplified issue underwriting for final expense and term.
- A built-in lead platform for final expense and Medicare leads, plus API access.
When QuoteDeck is the better choice
- ACA Marketplace and Medicare Advantage and Part D quotes in the same tool as life and final expense.
- One branded presentation that mixes health, life, dental and supplemental options, in English or Spanish.
- Quote request forms before the appointment and enrollment forms after the client picks a plan.
- Built-in SMS and voice calling with automated follow-ups.
Frequently asked questions
Is QuoteDeck cheaper than Insurance Toolkits?
No. Insurance Toolkits lists its individual plan at $39.99/month and QuoteDeck Pro is $59.99/month. The QuoteDeck price includes ACA and Medicare Advantage quoting, branded client presentations, intake and enrollment forms, and built-in texting and calling.
Does QuoteDeck have final expense underwriting?
Yes. QuoteDeck quotes final expense with instant underwriting that checks your client's health answers against each carrier's application questions and shows the likely product tier, such as level, graded or guaranteed issue.
Which is better for agents who sell both health and life?
QuoteDeck. It quotes ACA, Medicare, life, final expense, dental, vision and supplemental plans and puts them in one presentation. Insurance Toolkits does not advertise ACA or Medicare Advantage quoting.
Can I try QuoteDeck without leaving Insurance Toolkits?
Yes. QuoteDeck has a 30-day free trial with no credit card required, so you can quote and present real cases in QuoteDeck while you keep using Insurance Toolkits, then decide.
Sources
Insurance Toolkits details were checked against these pages on October 3, 2026. Prices and features change, so confirm current details with Insurance Toolkits.
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