Comparison
QuoteDeck vs RetireFlo
An honest side-by-side for insurance agents: what each tool quotes, how you present to clients, CRM and calling, and price.
Updated
The short answer
RetireFlo collects your client's prescriptions, doctors, pharmacies and a signed Scope of Appointment. QuoteDeck collects the same information, then quotes it, presents it and follows up until the client says yes. QuoteDeck Pro is $59.99/month with Medicare, ACA and life forms included, and RetireFlo is $49.99/month for each survey.
At a glance
QuoteDeck
- What it is
- Insurance quoting, presentation and CRM platform for health and life agents
- Best for
- Agents who sell across health, Medicare, life and supplemental lines and want one place to quote, present and follow up
- Pricing
- Pro $59.99/month (1 agent). Agency $139.99/month (5 agents). Every line of business included, 30-day free trial, no card required.
RetireFlo
- What it is
- Medicare and ACA client intake surveys
- Best for
- Agents who already quote elsewhere and only need a branded intake survey
- Pricing
- $49.99/month per survey with unlimited submissions. RetireFlo says FMOs and agency uplines may have discount codes.
What is RetireFlo?
RetireFlo (sometimes spelled RetireFlow) describes itself as a Medicare and ACA intake platform. Agents send clients a branded survey link that collects prescriptions, doctors, hospitals and pharmacies, a Scope of Appointment and permission to contact, and get back a PDF summary. RetireFlo lists integrations with enrollment platforms and CRMs including Connecture DRX, HealthSherpa, Integrity Connect, Sunfire, AgencyBloc and HighLevel.
What is QuoteDeck?
QuoteDeck is insurance quoting, proposal and CRM software for licensed health and life agents. You send a branded quote request form to collect client details, pull live rates for ACA, Medicare, life, final expense, dental, vision and supplemental plans, build packages that mix them, and present everything in one clean presentation your client can read in English or Spanish. When the client is ready, an enrollment form collects the application, and your pipeline, follow-ups, texting and calling run from the same place.
Feature comparison
| Feature | QuoteDeck | RetireFlo |
|---|---|---|
| ACA Marketplace quotes | ||
| ACA Marketplace quotes | Yes Live Marketplace rates | Not advertised ACA intake survey; quoting happens in a connected platform |
| Medicare Advantage & Part D quotes | ||
| Medicare Advantage & Part D quotes | Yes Medicare Advantage and Part D | Not advertised Medicare intake survey; quoting happens in a connected platform |
| Medicare Supplement (Medigap) quotes | ||
| Medicare Supplement (Medigap) quotes | Yes Live Medigap rates | Not advertised |
| Life & final expense quotes | ||
| Life & final expense quotes | Yes Term, IUL, whole life and final expense | Not advertised |
| Dental, vision & supplemental quotes | ||
| Dental, vision & supplemental quotes | Yes Dental, vision, hospital indemnity, cancer, heart attack & stroke, accident and more | Not advertised |
| Health underwriting guidance | ||
| Health underwriting guidance | Yes Instant underwriting for life and final expense | Not advertised |
| Client-facing quote presentations | ||
| Client-facing quote presentations | Yes Branded packages in English or Spanish | Not advertised PDF summary of the client's answers, for the agent |
| Client intake & enrollment forms | ||
| Client intake & enrollment forms | Yes Quote request, Scope of Appointment and enrollment forms | Yes Medicare and ACA surveys, Scope of Appointment, permission to contact |
| CRM & sales pipeline | ||
| CRM & sales pipeline | Yes Pipeline and automated follow-ups | Not advertised Syncs with outside CRMs |
| Built-in texting & calling | ||
| Built-in texting & calling | Yes Built-in SMS and voice calling | Not advertised |
| Submits applications online | ||
| Submits applications online | No Collects the application; you submit it with the carrier or your enrollment platform | Not advertised Syncs with enrollment platforms |
“Not advertised” means we could not find the feature on the company's public website when we checked it on October 4, 2026. It may still exist, so confirm with them. Spot something out of date? Email support@quotedeck.app and we will correct it.
When RetireFlo is the better choice
- Its website states CMS compliance (HPMS approved), SOC 2 Type II compliance and HIPAA compliance.
- A long list of integrations, including Connecture DRX, HealthSherpa, Integrity Connect, Sunfire, AgencyBloc and HighLevel, so answers can flow into the platform you already enroll or work leads in.
- If you only need one intake survey and quote somewhere else, $49.99/month is less than QuoteDeck Pro.
- Downline permission settings for agencies and uplines.
When QuoteDeck is the better choice
- Every form in one price: Medicare, ACA and life quote request forms, Scope of Appointment and CMS consent for $59.99/month. Two RetireFlo surveys (Medicare and ACA) are $99.98/month.
- The answers go straight into live quotes for Medicare Advantage, Part D, Medigap, ACA, life, final expense, dental, vision and supplemental plans in the same tool.
- A branded presentation your client can read and choose from, in English or Spanish, instead of a PDF only you see.
- Campaigns that send your form to your whole book by email or text, show who has not answered, and remind only those people. A ready-made annual review campaign is built in.
- A CRM with a pipeline, automated follow-ups, and built-in texting and calling.
Frequently asked questions
Is QuoteDeck cheaper than RetireFlo?
For one survey, no: RetireFlo lists $49.99/month per survey and QuoteDeck Pro is $59.99/month. For Medicare and ACA together, yes: two RetireFlo surveys are $99.98/month, and QuoteDeck Pro includes both forms plus quoting, presentations, a CRM, texting and calling.
Can I send my intake form to my whole book like with RetireFlo?
Yes. QuoteDeck Campaigns send your Medicare, ACA or life form to your book by email or text, pick your Medicare or ACA clients for you based on what you quoted or sold them, track who opened and answered, and send a reminder only to the people who have not answered yet.
Does QuoteDeck send ACA clients to HealthSherpa like RetireFlo does?
Not automatically. QuoteDeck quotes and presents Marketplace plans, and you submit the application in HealthSherpa, another EDE platform or HealthCare.gov. RetireFlo lists a HealthSherpa integration, but it does not advertise quoting or presenting plans itself.
Does QuoteDeck collect a Scope of Appointment?
Yes. QuoteDeck has a standalone Scope of Appointment form and a CMS consent form, and keeps each signed submission with its time stamp so it cannot be edited later.
Can I try QuoteDeck without leaving RetireFlo?
Yes. QuoteDeck has a 30-day free trial with no credit card required, so you can quote and present real cases in QuoteDeck while you keep using RetireFlo, then decide.
Sources
RetireFlo details were checked against these pages on October 4, 2026. Prices and features change, so confirm current details with RetireFlo.
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