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Oregon Medicare Savings Program income limits (2026)

In 2026, a single person in Oregon can have up to $1,350 a month for QMB and up to $1,816 for SMF. For a married couple the limits are $1,824 and $2,455. These are the federal limits.

Household

Gross Social Security or disability (before Part B comes out), pensions, interest.

Gross pay. The first $65 and half the rest don’t count.

Oregon monthly income limits · single

QMB$1,350
SMB$1,616
SMF$1,816
Asset limitNo asset test

2026 limits, which include each state’s income disregard. States switch to new limits each spring when the poverty guidelines update.

The result shows up here

Choose the client’s state and enter their monthly income to see whether they may qualify for QMB, SLMB or QI, what the program pays, and how close they are to the limit.

Quote the plans that fit

Dual-eligible clients often fit a D-SNP, and QMB clients rarely need extra cost-sharing coverage. Quote Medicare Advantage, D-SNPs and Medigap in QuoteDeck and send the client one link.

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Oregon QMB, SLMB and QI limits for 2026

ProgramSingleMarried
QMBPart A and B premiums, deductibles, coinsurance and copays$1,350/mo$1,824/mo
SMBPart B premium$1,616/mo$2,184/mo
SMFPart B premium$1,816/mo$2,455/mo
Asset limitNoneNone

Oregon has no asset test for these programs, although income from savings still counts.

What’s different in Oregon

  • Oregon uses the federal income limits: 100%, 120% and 135% of the poverty line plus the $20 disregard.
  • Program names in Oregon: SMB is SLMB; SMF is QI.
  • Clients under 65 who have Medicare because of a disability can qualify under the same limits.

Examples for a single client in Oregon

  • $1,200 a month: likely QMB, which pays the Part A and B premiums, deductibles, coinsurance and copays.
  • $1,475 a month: likely SMB, which pays the Part B premium.
  • $1,700 a month: likely SMF, which pays the Part B premium.
  • $2,000 a month: above the limits. Check Extra Help for Part D, and whether any income may not count.

Every level pays the $202.90 monthly Part B premium, worth about $2,435 a year.

Questions agents ask

What is the 2026 QMB income limit in Oregon?
$1,350 a month for one person or $1,824 for a married couple, including the income disregard.
Does Oregon have an asset limit for Medicare Savings Programs?
Oregon has no asset test for these programs, although income from savings still counts.
What is the highest income that qualifies for a Medicare Savings Program in Oregon?
$1,816 a month for one person or $2,455 for a married couple, for SMF. Above that, the client may still qualify for Extra Help with Part D costs.
How does someone apply in Oregon?
Through the Oregon Medicaid agency. Applying for Extra Help through Social Security also sends the information to the state to start a Medicare Savings Program application.

This is a screening estimate, not a Medicaid decision. The Oregon Medicaid agency makes the final call and may switch to new limits in the spring. See limits for every state.

Sources: NCOA: MSP eligibility and coverage (2026), Medicare.gov: Medicare Savings Programs.